Privacy Policy Agreement

This Privacy Policy describes how MODA LLC and its affiliates (collectively “MODA LLC”, “We”, “Us” and “Our(s)”) collect, use, and disclose personal information we collect from you and about you. By using our Services, you accept the terms of this Privacy Policy.

1. What Information Do We Collect?

We may collect the following types of information:

• Identifying Information: Name, address, telephone number, email address, banking details, IP address, etc.
• Internet Information: Browsing history, search history, device information, interactions with our website.
• Audio Information: Recorded phone calls or email exchanges with customer service.

2. Where Do We Get Your Information?

• Directly from you through forms, emails, and phone calls.
• From related entities, service providers, business partners, and publicly available sources.

3. How Do We Use Your Information?

• To provide services and process transactions.
• To fulfill legal and compliance obligations.
• For analytics and improving user experience.

4. How We Use Cookies and Similar Technologies

We use cookies to enhance user experience. You can modify your browser settings to decline cookies, though this may affect website functionality.

5. Who Do We Share Your Information With?

• Service providers for analytics, payment processing, etc.
• As required by law or government entities.

6. How Do We Keep Your Information Secure?

We implement security measures to protect your data, though no transmission method is 100% secure.

7. Children Under Thirteen

Our services are not intended for children under 13, and we do not knowingly collect their data.

8. Retention Period

We retain personal information for as long as needed to provide services and comply with legal requirements.

9. Information for California and Texas Residents

Residents have data protection rights under the CCPA, CPRA, and TDPSA, including the right to access, correct, and delete personal data.

10. Notice to Non-U.S. Users

By using our services, you consent to the transfer of your data to the U.S.

11. Governing Law

This policy follows U.S. data protection laws and applies primarily to U.S. users.